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Credit Card
The Farm Rescue Visa Platinum Credit Card is a small way to make a big difference. Let's face it: every credit card sends you a statement. Ours lets you make one!
When you apply for a Farm Rescue Visa card, our issuing bank (UMB) will donate $50 to Farm Rescue the very first time you use it! And UMB will donate a percentage (.3%) of all your future purchases on the card to Farm Rescue as well. All of this is done at no cost to you, no annual fee, and no cost to Farm Rescue.
With the Farm Rescue Visa card, you're lending a hand to farm families in crisis. It's like you're right in the fields working side by side with us!
You also get to pick the look for your Farm Rescue card from one of the five images below. Each makes a statement about our mission and about you.
APPLY TODAY BY CLICKING ON YOUR FAVORITE IMAGE!
![[image]](http://cdn.firespring.com/images/9d93123e-52f7-427f-9a01-97fa57834555.ashx)
![[image]](http://cdn.firespring.com/images/18ee1cec-8af7-4a70-9e48-10d5740a704a.ashx)
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FREQUENTLY ASKED QUESTIONS
Q.How does opening a credit card with UMB benefit Farm Rescue?
A. Farm Rescue receives $50 for each approved application that is activated and used within 90 days of approval. Additionally, a percentage of every retail purchase made using the card will be donated to Farm Rescue.
Q. Is there an annual fee?
A. No, there is no annual fee.
Q. Who is UMB?
A. UMB is a multi-bank, multi-billion dollar holding company headquartered in Kansas City, Missouri. They were ranked by Smart
Money as "the highest-scoring traditional bank among our favorites and by Forbes as the #2 "best" bank in the U.S." As a leading card issuer with nearly 40 years of credit
card experience, UMB offers a wide range of consumer and commercial Visa and private label products. For more information,
visit www.umb.com.
Q. What is the interest rate on the card?
A. 0% for the first six month introductory period on purchases and balance transfers. After the six month introductory period, the interest rate will be the federal prime rate +8.74%.
Q. Can I apply over the phone?
A. Unfortunately, not at this time.
Q. How can I get an application by mail?
A. Paper applications will be available at certain Farm Rescue events or by contacting info@farmrescue.org. We encourage you to apply securely online to help us reduce marketing and processing costs.
Q. When I apply for the card, will my transaction be secure?
A. Yes. Your application will be transmitted to UMB through an encrypted security page.
Q. Do I have to activate and use the card within a certain time period for the Farm Rescue to receive the $50?
A. Yes. But you only need to use the card once within the first 90 days for us to receive the $50 bounty. Of course, we encourage you to make it your primary card because Farm Rescue receives a percentage of every retail purchase at no additional cost to you.
Q. How does the rewards program work?
A. Simply use your card at the participating retailers listed on rewards.umb.com:
Your earned Bonus Rewards points will automatically be credited to your Bonus Rewards Activity account and can be found on your monthly statement.
Q. What can I redeem for with my points earned?
A. You can redeem your points for name-brand merchandise, gift cards, travel, event tickets and activities. For more information about redemptions options, please visit rewards.umb.com for more details.
Q. Do my points expire?
A. Points expire after 5 years. For more information on Program Rules, please see the Rewards Program Rules disclosure that will accompany your card.
Q. How do I redeem my points?
A. Simply go to online redemptions site at rewards.umb.com to redeem your points.
Q. If I have another question about Bonus Rewards not listed above, who can I contact?
A. Please contact customer service at 800-821-4115.
